:root{
  --navy:#163A63;
  --navy-2:#214c7c;
  --orange:#F47A20;
  --light:#f4f7fb;
  --text:#1f2a37;
  --muted:#5f6d7a;
  --white:#ffffff;
  --border:#d7e1ea;
  --shadow:0 16px 40px rgba(22,58,99,.12);
  --radius:18px;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);background:var(--white);line-height:1.6}
a{color:var(--navy);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%;display:block}
.container{width:min(var(--max),92vw);margin:0 auto}
.btn{display:inline-block;background:var(--orange);color:#fff;padding:14px 24px;border-radius:12px;font-weight:700;box-shadow:var(--shadow);text-decoration:none;border:none;cursor:pointer}
.btn.secondary{background:transparent;color:var(--navy);border:2px solid var(--navy);box-shadow:none}
.badge{display:inline-block;background:#eaf1f8;color:var(--navy);padding:8px 12px;border-radius:999px;font-size:13px;font-weight:700}
.topbar{background:var(--navy);color:#fff;font-size:14px}
.topbar .container{display:flex;justify-content:space-between;gap:18px;padding:10px 0;flex-wrap:wrap}
.topbar a{color:#fff}
header.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--border)}
.nav-wrap{display:flex;align-items:center;justify-content:space-between;padding:14px 0;gap:20px}
.logo{display:flex;align-items:center;gap:12px;min-width:0}
.logo img{height:54px;width:auto}
.logo span{font-weight:800;color:var(--navy)}
nav ul{display:flex;list-style:none;padding:0;margin:0;gap:22px;flex-wrap:wrap}
nav a{font-weight:700;color:var(--navy)}
.hero{background:linear-gradient(105deg,var(--navy) 0%, var(--navy-2) 45%, #dbe9f7 45%, #edf4fb 100%);padding:72px 0}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:34px;align-items:center}
.hero h1{font-size:clamp(34px,5vw,58px);line-height:1.08;margin:14px 0;color:#fff}
.hero p{font-size:18px;color:#ebf2f9;max-width:650px}
.hero-card{background:#fff;border-radius:24px;padding:14px;box-shadow:var(--shadow)}
.hero-card img{border-radius:18px;aspect-ratio:16/11;object-fit:cover;width:100%}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:26px}
.hero .stats{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:34px}
.stat{background:rgba(255,255,255,.11);border:1px solid rgba(255,255,255,.18);padding:18px;border-radius:16px;color:#fff}
.stat strong{display:block;font-size:26px}
.section{padding:72px 0}
.section.alt{background:var(--light)}
.section-title{max-width:760px;margin-bottom:30px}
.section-title h2{font-size:clamp(28px,4vw,42px);line-height:1.15;margin:10px 0 14px;color:var(--navy)}
.section-title p{color:var(--muted);font-size:18px}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:center}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow)}
.card h3{margin-top:0;color:var(--navy)}
.card p{color:var(--muted)}
.card .icon{width:56px;height:56px;border-radius:14px;background:#edf4fb;color:var(--navy);display:grid;place-items:center;font-size:28px;margin-bottom:14px}
.list-check{list-style:none;padding:0;margin:0}
.list-check li{padding-left:30px;position:relative;margin:10px 0}
.list-check li::before{content:"✔";position:absolute;left:0;top:0;color:var(--orange);font-weight:700}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.step{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:22px;position:relative;box-shadow:var(--shadow)}
.step .num{width:42px;height:42px;border-radius:50%;background:var(--orange);color:#fff;display:grid;place-items:center;font-weight:800;margin-bottom:14px}
.band{background:linear-gradient(100deg,var(--navy) 0%, var(--navy-2) 100%);color:#fff;padding:26px 0}
.band .container{display:flex;justify-content:space-between;gap:20px;align-items:center;flex-wrap:wrap}
.testimonials{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.quote{background:#fff;border-left:4px solid var(--orange);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow)}
.quote p{font-style:italic}
.gallery{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.gallery .frame{background:#fff;border-radius:18px;overflow:hidden;box-shadow:var(--shadow);border:1px solid var(--border)}
.gallery .frame img{aspect-ratio:4/3;object-fit:cover;width:100%}
.gallery .frame div{padding:14px 16px;color:var(--muted)}
.cta{background:linear-gradient(120deg,#f4f8fc 0%,#dfeafa 100%);border:1px solid var(--border);border-radius:28px;padding:30px;box-shadow:var(--shadow)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
label{font-weight:700;color:var(--navy)}
input,textarea,select{width:100%;padding:14px;border:1px solid #c7d4e0;border-radius:12px;font:inherit}
textarea{min-height:150px;resize:vertical}
.small{font-size:14px;color:var(--muted)}
footer{background:#0f2844;color:#d9e5f0;padding:34px 0 24px}
footer a{color:#fff}
.footer-grid{display:grid;grid-template-columns:1.3fr .8fr .8fr;gap:24px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.14);margin-top:20px;padding-top:16px;font-size:14px;color:#c9d7e5}
.page-hero{background:linear-gradient(100deg,var(--navy) 0%,var(--navy-2) 55%,#e8f0fa 55%,#f7fbff 100%);padding:56px 0}
.page-hero h1{color:#fff;font-size:clamp(32px,4.5vw,52px);margin:12px 0}
.page-hero p{color:#e8f0fa;font-size:18px;max-width:700px}
.page-card{background:#fff;border-radius:22px;padding:14px;box-shadow:var(--shadow)}
.notice{background:#fff7ed;border:1px solid #fed7aa;color:#9a3412;padding:16px 18px;border-radius:14px}
.table-like{display:grid;gap:14px}
.row{display:grid;grid-template-columns:220px 1fr;gap:18px;padding:18px;border:1px solid var(--border);border-radius:16px;background:#fff;box-shadow:var(--shadow)}
@media (max-width:980px){
  .hero-grid,.grid-2,.cards,.steps,.testimonials,.gallery,.footer-grid,.row{grid-template-columns:1fr}
  .hero{background:linear-gradient(180deg,var(--navy) 0%, var(--navy-2) 58%, #edf4fb 58%, #edf4fb 100%)}
  .form-grid{grid-template-columns:1fr}
}
@media (max-width:720px){
  nav ul{gap:12px;font-size:15px}
  .logo img{height:44px}
  .hero,.section,.page-hero{padding:48px 0}
  .hero .stats{grid-template-columns:1fr}
}